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DEIGHAN ASSOCIATES, INC. - REGISTERED INVESTMENT ADVISOR
455 HARLOW STREET BANGOR, MAINE 04401 - TELEPHONE 207.990.1117
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Disciplined Investment Process
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At Deighan Associates, the investment process has two major components: a global review
of firm holdings, and a client-specific review of individual portfolios.
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Global Investment Review
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We monitor the economy, company and industry news, and the securities markets daily.
This daily monitoring allows us to quickly investigate all security specific news.
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Additionally, we subject all equity securities to more in-depth scrutiny by
continuously reevaluating security fundamentals. This global process allows us to
spot and act quickly upon areas of concern or opportunity.
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Client Portfolio Reviews
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We review your portfolio on a quarterly basis using a carefully designed multi-layered
process. First, we make certain that the asset allocation (the proportion of stocks,
bonds, and cash) stated in your Investment Policy Statement is properly reflected in
your portfolio. This is an important part of the investment process since studies
have shown that client satisfaction with investment results is more closely tied to
the maintenance of the agreed upon asset allocation than any other aspect of the
investment process including security selection.
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Next, your portfolio is reviewed in light of changes that we think should be made to
either industry weightings or individual securities. Finally, we consider issues that
are specific to you, such as tax sensitivity, social screens, or other instructions as
we weigh security changes for your portfolio. This multi-layered process involves at
least two investment managers familiar with your objectives.
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The foregoing is a time intensive process, but we are committed to it. In fact, we
think this process saves time because it helps us to avoid pitfalls and reactive behavior in
favor of proactive solutions.
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